Insider Techniques To Raise Your Credit Score Fast - by Jay Peters
Insider Techniques To Raise Your Credit Score Fast - by Jay Peters: "If you wish to increase your score from 580 to 650 then your strategy will be very different from someone wanting to go from 670 to 725. Why? Because you starting point is different which requires a different approach. Also, while the removal of negative items from a report will almost always lead to an increase in score, it's a basic concept at best. Therefore, within this article, we'll discuss somewhat inside techniques known by very few (since this is what our company specializes in publishing).
In relation to just removing negative items, these are techniques which you can use even if you have NO derogatory information on your credit report. We'll start with the most overlooked strategy first and that's your...
DEBT to CREDIT RATIO: The most fraudulent belief I've been hearing for over 15 years is 'I have excellent credit, I pay all my bills off in full every month!' This is a false belief for one to buy into and understanding your debt to credit ratio holds the key to getting your 'credit mindset' right."